Home For Sale on Cumberland Lakes

Nestled in a quiet woodland setting on a private lake, this beautifully updated home offers peaceful lakeside living with thoughtful upgrades throughout. Fresh paint, updated lighting, custom shades, and real hardwood floors create a warm and refined feel from the moment you step inside. The vaulted ceilings and French doors (both fully opening) flood the main living space with natural light, while two propane fireplaces in the home add a cozy ambiance. The kitchen features a propane double-oven cookstove, walk-in pantry, and all appliances remain, including washer and dryer. A Generac whole-house generator (largest model) provides year-round peace of mind. The Hutch in the Living room stays. The primary suite is a retreat of its own, complete with tray ceiling, private fireplace, door access to the porch, jetted tub, large walk-in shower, double sinks, and an oversized walk-in closet. A Jack-and-Jill bath with double sinks and large shower serves additional bedrooms. The updated half bath and refreshed laundry room (with utility sink and storage closet) add even more functionality. Major system updates include HVAC (2021), new septic field and pump, encapsulated crawlspace, sump pump, well water filtration system with softener, and Spectrum fiber optic internet. Step outside to enjoy the new dock (2022) with kayak launch, bass-stocked lake, covered back porch, deck and gazebo overlooking the water. The fenced raised-bed ''starlight'' garden and separate fenced dog area make outdoor living easy and enjoyable. A partial basement offers additional storage or flexible space. The hutch remains with the home, and the seller is offering a home warranty for added confidence. Peaceful setting. Modern updatesmunity connection. Lakeside living at its best. *Buyer to verify all information to make an informed purchase*

Property Details

  • Beds: 3
  • Baths: 2.0
  • Sq Feet: 2858
  • Year Built: 2007
  • Location: Cumberland Lakes
  • Acres: 3.100
  • Lakeview: Yes
  • ViewTypes: Lake
  • County: Cumberland County
  • Community: Cumberland Lakes
  • Heat/AC: Central, Propane (Heating)
  • Siding: Vinyl Siding, Brick, Frame
  • Roof:
  • Fireplaces: Has Fireplace
  • Property Taxes: $1,486
  • MLS #: 1331467

Location

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Contact Information:

Contact Agent
Listing Agent: Heather Cowart, Highlands Elite Real Estate, 931-644-3815, 931-710-6070 Listing Site, Listing Status: Active
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Ad Statistics:

Lake Home For Sale in Monterey, Tennessee
Ad Number : 7358587
Viewed: 13 times
Added: Mar 05, 2026
Updated on: Mar 07, 2026
All information provided is deemed reliable but is not guaranteed and should be independently verified.