VA Loan Assumption Opportunity - No Veteran Status Required $399,850

Condo For Sale

VA Loan Assumption Opportunity - No Veteran Status Required. Assume an ultra-rare, never-to-be-seen-again-in-our-lifetime 2.875% VA loan and save approximately $640 per month-that's $60,000-$75,000 in interest savings over a typical ownership period (8-10 years), and more than $230,000 over the life of the loan. More details below... Welcome to an exceptional opportunity in the heart of Buckhead at The Plantation at Lenox, where refined living meets a serene, nature-forward setting. This beautifully updated three-bedroom residence offers a thoughtful layout and meaningful upgrades designed for both comfort and long-term value. The home features new hardwood flooring in the living room, dining room, and office/third bedroom, complemented by upgraded lighting throughout that enhances the bright, elegant feel of the space. All windows and sliding glass doors have been replaced and include a 20-year transferable warranty, providing peace of mind and improved energy efficiency for years to come. The spacious primary suite serves as a true retreat, complete with a large walk-in closet. The floor plan includes a formal dining room, a kitchen with a charming breakfast nook, and an inviting sunroom that opens to a private balcony overlooking the community's pond and lush green landscape. Crown molding adds a classic, refined touch throughout, while two gas fireplaces create warmth and ambiance in the main living areas. Additional conveniences include an in-unit washer and dryer, generous walk-in closets, and two dedicated parking spaces located close to the building entrance. Hot water is provided by the building, and the community completed a full roof replacement in 2020, further reinforcing long-term stability. Basic internet service is currently included in the HOA fee. Notably, this three-bedroom unit benefits from the same HOA fee structure as the one- and two-bedroom residences, a rare and valuable advantage. Life at The Plantation at Lenox offers a unique balance of privacy, security, and natural beauty. This gated, 35-acre community-developed by McMahan in the early 1980s-features two private lakes, waterfalls, streams, scenic jogging trails, and abundant wildlife, including deer, herons, ducks, and hawks. Residents enjoy a near Olympic-size saltwater pool (open longer than most communities), a renovated fitness center, library, clubroom, BBQ area, and well-lit walking paths throughout the grounds. A 24-hour guarded entrance and two egress points onto Lenox Road provide both security and convenience. The location is unmatched-just minutes from Lenox Mall, Phipps Plaza, and the Brookhaven Costco, with easy access to GA-400, I-75/85, and Buford Highway. Buckhead, Midtown, Downtown, and Virginia-Highland are all within quick reach, and the Lenox MARTA station is walkable. An array of top-tier restaurants, shopping, and cultural destinations surround the community. This property offers a rare chance to assume the seller's 2.875% fixed VA loan with a remaining balance under $323,000. Monthly principal and interest is approximately $1,337, compared to about $1,978 per month at today's rates-representing potential savings of over $640 per month. The seller, a qualified veteran, is open to transferring their VA entitlement, making this a fully assumable VA loan and potentially saving tens of thousands of dollars over the life of the loan. Ask your lender or the listing broker for qualification details and next steps-opportunities like this are exceptionally rare.