1. Home
  2. Illinois
  3. (private lake, pond, creek)

WOW! VA LOAN ASSUMPTION at an incredible 2.75% for qualified VA $374,000

3944 Appaloosa Drive, Swansea, IL 62226

4 br, 3.0 ba, 2008 2464 sf
St. Clair County
Ad #: 6808445

Home For Sale

WOW! VA LOAN ASSUMPTION at an incredible 2.75% for qualified VA buyer! Situated in the center of a quiet cul-de-sac, this 4 bed/3 bath home offers 2,464 sq ft of living space in the highly sought-after WOLF BRANCH SD! Main floor features real hardwood floors and brand-new carpet (2025). A formal dining room & versatile bonus room (office/playroom) lead to the eat-in kitchen with double wall oven, new cooktop (2025), center island w/seating, pantry, 42* cherry cabinets, new quartz countertops (2022), and elevated subway tile backsplash (2025). Kitchen is open to the living room highlighted by gas fireplace & 13ft bay window that fills the space w/natural light. Upstairs, the primary suite offers an upgraded walk-in closet with adjustable shelving, dual vanities, makeup area, jetted tub, & 5ft shower w/seat. 3 additional bedrooms w/new carpet (2025) and full guest bath complete the upper level. Basement has 9ft pour, egress window, sump pump, & rough-in plumbing leaving room to grow. Home is also plumbed for central vac. Exterior features include a covered front porch with pond views, a 12x14 concrete patio, and oversized 3-car garage (30x20 plus 8x8 bump-out). Earth berm out back blocks sight & sound & is a great sledding hill! House faces west and provides shade in backyard starting after noon. Neighborhood amenities include sidewalk-lined streets, walking trail around the pond & bike path. Walking distance to schools & Schranz Memorial Park with playground, splash pad, and picnic areas, & just 20 minutes to Scott AFB! See full list of upgrades in photos/disclosures.

Property Details

  • Beds: 4
  • Baths: 3.0
  • Sq Feet: 2464
  • Year Built: 2008
  • Location: (private lake, pond, creek)
  • Acres: 0.360
  • Waterfront: Yes
  • Has Pond? Yes
  • County: St. Clair County
  • Community: Wild Horse Mdws
  • Heat/AC: Fireplace(s), Forced Air, Natural Gas
  • Garage: Garage, Garage - Attached
  • Siding: Brick, Vinyl Siding
  • Roof:
  • Stories: 2
  • Fireplaces: Has Fireplace
  • Property Taxes: $7,591
  • MLS #: 25064465
  • Yearly HOA Fee: $505

Location

Click on map to activate
(Open in Google Maps)   (Bing Map)  (Mapquest Map)

Contact Information:

Contact Agent
Listing Agent: Robin Ortiz, RE/MAX Results, 618-974-9111, 618-216-4400 Listing Site, Listing Status: Active
Copyright © 2025 MARIS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Ad Statistics:

Lake Home For Sale in Swansea, Illinois
Ad Number : 6808445
Viewed: 10 times
Added: Nov 07, 2025
Updated on: Nov 08, 2025
All information provided is deemed reliable but is not guaranteed and should be independently verified.