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Ad #7316058
MLS #202630193
Listing photo

Experience the best of waterfront living in this beautifully

22055 State Rd 120 Hwy, Elkhart, Indiana, 46516
$369,900
3Beds
2Baths
2,048Sqft
0.430Acres

About this property

Experience the best of waterfront living in this beautifully maintained 3 bedroom, 2 bathroom home offering channel access to the St. Joseph River and the privacy of a beautifully secluded backyard setting. This unique property combines comfort, efficiency, and flexible living space featuring solar panels, walk-out basement and a setting designed for enjoying the outdoors. Inside, you'll find inviting living spaces and a finished walkout lower level designed with versatility in mind. The lower level features a full kitchen, spacious living area, bathroom, rec room, along with its own private exterior entrance and direct walkout access to the backyard. This flexible space provides endless possibilities for multi-generational living, extended guests, a home office, recreation, or additional entertaining space. Outdoor amenities include an expansive deck overlooking the water, fenced backyard for privacy, hot tub, and your own private boat dock for easy channel access to the St. Joseph River. Additional highlights include owned solar panels offering energy efficiency and long-term savings, a large storage shed with electricity for boating gear, lawn equipment, and hobbies. Conveniently located with easy access to major roadways including County Road 17 and the Indiana Toll Road. Offering the perfect blend of water recreation, flexible living space, modern efficiency, and everyday convenience, this is a rare opportunity to enjoy the lifestyle you've been looking for.

Property Features

3 Beds
2 Baths
2,048 Sqft
Built in 1963
0.430 Acres
1 Story
St. Joseph River
On Waterfront
$1,974 / yr property tax
Elkhart County

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Amanda Ramundo

Model Real Estate LLC

574-538-7405

Location

Map
Listing Agent: Amanda Ramundo 574-538-7405
Broker: Model Real Estate LLC 574-971-5645 Listing Site
Copyright © 2026 Elkhart County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
LakeHouse.com
Printed Jul 27, 2026

Photo Gallery

Experience the best of waterfront living in this beautifully - photo 1
Experience the best of waterfront living in this beautifully - photo 2
Experience the best of waterfront living in this beautifully - photo 3
Experience the best of waterfront living in this beautifully - photo 4
Experience the best of waterfront living in this beautifully - photo 5
Experience the best of waterfront living in this beautifully - photo 6
Experience the best of waterfront living in this beautifully - photo 7
Experience the best of waterfront living in this beautifully - photo 8
Experience the best of waterfront living in this beautifully - photo 9
Experience the best of waterfront living in this beautifully - photo 10
Experience the best of waterfront living in this beautifully - photo 11
Experience the best of waterfront living in this beautifully - photo 12
Experience the best of waterfront living in this beautifully - photo 13
Experience the best of waterfront living in this beautifully - photo 14
Experience the best of waterfront living in this beautifully - photo 15
Experience the best of waterfront living in this beautifully - photo 16
Experience the best of waterfront living in this beautifully - photo 17
Experience the best of waterfront living in this beautifully - photo 18
Experience the best of waterfront living in this beautifully - photo 19
Experience the best of waterfront living in this beautifully - photo 20
Experience the best of waterfront living in this beautifully - photo 21
Experience the best of waterfront living in this beautifully - photo 22
Experience the best of waterfront living in this beautifully - photo 23
Experience the best of waterfront living in this beautifully - photo 24
Experience the best of waterfront living in this beautifully - photo 25
Experience the best of waterfront living in this beautifully - photo 26
Experience the best of waterfront living in this beautifully - photo 27
Experience the best of waterfront living in this beautifully - photo 28

$369,900

3
Beds
2
Baths
2,048
Sqft

22055 State Rd 120 Hwy, Elkhart, Indiana, 46516

By contacting this agent you agree to these Terms and Conditions.
Home Indiana St. Joseph River
Experience the best of waterfront living in this beautifully - photo 1
Experience the best of waterfront living in this beautifully - photo 2
Experience the best of waterfront living in this beautifully - photo 3
Experience the best of waterfront living in this beautifully - photo 4
Experience the best of waterfront living in this beautifully - photo 5
MLS# 202630193
Home For Sale

Experience the best of waterfront living in this beautifully

$369,900

22055 State Rd 120 Hwy, Elkhart, Indiana, 46516

3
Beds
2
Baths
2,048
Sqft
0.430
Acres
$369,900
22055 State Rd 120 Hwy, Elkhart, Indiana, 46516
3 Beds
2 Baths
2,048 Sqft
0.430 Acres
Experience the best of waterfront living in this beautifully maintained 3 bedroom, 2 bathroom home offering channel access to the St. Joseph River and the privacy of a beautifully secluded backyard setting. This unique property combines comfort, efficiency, and flexible living space featuring solar panels, walk-out basement and a setting designed for enjoying the outdoors. Inside, you'll find inviting living spaces and a finished walkout lower level designed with versatility in mind. The lower level features a full kitchen, spacious living area, bathroom, rec room, along with its own private exterior entrance and direct walkout access to the backyard. This flexible space provides endless possibilities for multi-generational living, extended guests, a home office, recreation, or additional entertaining space. Outdoor amenities include an expansive deck overlooking the water, fenced backyard for privacy, hot tub, and your own private boat dock for easy channel access to the St. Joseph River. Additional highlights include owned solar panels offering energy efficiency and long-term savings, a large storage shed with electricity for boating gear, lawn equipment, and hobbies. Conveniently located with easy access to major roadways including County Road 17 and the Indiana Toll Road. Offering the perfect blend of water recreation, flexible living space, modern efficiency, and everyday convenience, this is a rare opportunity to enjoy the lifestyle you've been looking for.
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Property Details

HOME DETAILS

3 Beds
2 Baths
2,048 Sqft
Built in 1963
0.430 Acres
1 Story

WATER & VIEW

St. Joseph River
On Waterfront

FINANCIAL & COMMUNITY

$1,974 / yr property tax
Elkhart County
See More Details

Location

Map
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About St. Joseph River

Looking for lakefront homes for sale on St. Joseph River? Find waterfront real estate here. Nearby cities include Elkhart, Bristol, Osceola, Mishawaka, South Bend and Elkhart. St. Joseph River is located in Elkhart, St. Joseph and counties. Discover the best lake front listings - properties, land, and acreage to build your dream lake house, cottage or cabin on. Search for a lake real estate agent who specializes in St. Joseph River property to help you buy or sell a home.

Ad Statistics

Ad Number
7316058
Viewed
4 times
Listing Status
Active
Added
Jul 27, 2026
Last Refresh
Jul 27, 2026 05:50:10 PM

Listing Information

Data Source
Elkhart County Board of Realtors
Source Property ID
202630193
Listing Agent: Amanda Ramundo 574-538-7405
Broker: Model Real Estate LLC 574-971-5645 Listing Site
Copyright © 2026 Elkhart County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what I am looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at  csv@dreamhomenetwork.com.
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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 LakeHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.07.28
Terms & Policy