Ad #7881641
MLS #1346939
Welcome to 281 Cottage Drive, where classic lakefront living
281 Cottage Dr, Ten Mile, TN 37880
$1,749,999
3Beds
4Baths
3,861Sqft
0.630Acres
About this property
Welcome to 281 Cottage Drive, where classic lakefront living meets timeless charm on beautiful Watts Bar Lake. First time offered on the market, it is ideally situated on a large, quiet cove just off the main channel. This exceptional waterfront property offers the perfect balance of peaceful lake living and quick access to open water. Set on a picturesque 0.63-acre lot with a gently sloping, park-like setting that extends to the TVA 750-foot contour line and continues to the shoreline, the setting offers remarkable privacy and the rare convenience of easy, level access to the lake. Offering 3,861 square feet of thoughtfully designed living space, this 3 bedroom, 3 1/2 bath beautifully maintained home blends timeless cottage-inspired architecture with spacious, comfortable living. A welcoming covered front porch, mature landscaping, plantation shutters, and quality finishes create an inviting atmosphere throughout. The impressive great room is the heart of the home, showcasing soaring cathedral ceilings, a cozy fireplace, and expansive windows with electronic shades overlooking the backyard and lake. The adjoining kitchen features custom cabinetry, quality appliances, generous workspace, and an open layout that flows seamlessly into the breakfast area with plantation shutters. A separate formal dining room provides the perfect setting for holidays and entertainingpleted in 2019, the stunning sunroom addition is one of the home's signature spaces. Surrounded by walls of windows, it offers panoramic views of the beautifully manicured lawn and the peaceful waters of Watts Bar Lake, making it the perfect place to enjoy your morning coffee or unwind at the end of the day. The spacious primary suite features a beautifully renovated spa-inspired bath completed in 2019 with an oversized tiled walk-in shower, freestanding soaking tub, separate vanities, tile flooring, and elegant finishes. Upstairs, you will find 2 guest bedrooms, a full bath and a large bonus room that offers flexible space for a home office, media room, playroom, or guests. The walk-out lower level expands the living space with a full second kitchen, recreation room, guest accommodations, abundant storage, and direct access to the backyard and lake--ideal for entertaining or multigenerational living. Outdoor living is where this property truly shines. The park-like grounds gently lead to the shoreline with one of the easiest, flattest walks to the water you'll find on Watts Bar Lake. The private dock features two covered boat slips, a floating personal watercraft dock, and a spacious lounging deck, creating the perfect place to boat, swim, fish, or simply relax by the water. In addition to the attached two-car garage, a detached three-bay garage/workshop, built in 2015, includes an additional half bath and expansive second-story storage, providing exceptional space for hobbies, boats, vehicles, or recreational equipment. Thoughtfully updated and meticulously maintained, the home also features a newer roof (2022), HVAC systems approximately three years old, a new water heater, and a Generac generator, offering comfort and peace of mind for years to come. From mornings in the sunroom to afternoons on the lake and evenings spent on the dock, 281 Cottage Drive offers the timeless waterfront lifestyle families dream about. Beautifully maintained, thoughtfully updated, and ideally situated on one of Watts Bar Lake's most desirable level waterfront lots, this is a rare opportunity to own a truly exceptional East Tennessee lake home.
Property Features
3 Beds
4 Baths
3,861 Sqft
Built in 2001
0.630 Acres
Watts Bar Lake
Lakeview
Garage, Open, RV
Siding: Vinyl Siding, Brick
Has Dock
Has Fireplace
Electric (Heating), Propane (Heating), Central
$2,455 / yr property tax
Meigs County
Additional Photos
Contact Information
Kristy Rucker
Wallace
865-378-8789
Location
LakeHouse.com
Printed Jul 28, 2026
Photo Gallery
$1,749,999
3
Beds
4
Baths
3,861
Sqft
281 Cottage Dr, Ten Mile, TN 37880
By contacting this agent you agree to these Terms and Conditions.
MLS# 1346939
Welcome to 281 Cottage Drive, where classic lakefront living
$1,749,999
281 Cottage Dr, Ten Mile, TN 37880
3
Beds
4
Baths
3,861
Sqft
0.630
Acres
$1,749,999
281 Cottage Dr, Ten Mile, TN 37880
3 Beds
4 Baths
3,861 Sqft
0.630 Acres
Welcome to 281 Cottage Drive, where classic lakefront living meets timeless charm on beautiful Watts Bar Lake. First time offered on the market, it is ideally situated on a large, quiet cove just off the main channel. This exceptional waterfront property offers the perfect balance of peaceful lake living and quick access to open water. Set on a picturesque 0.63-acre lot with a gently sloping, park-like setting that extends to the TVA 750-foot contour line and continues to the shoreline, the setting offers remarkable privacy and the rare convenience of easy, level access to the lake. Offering 3,861 square feet of thoughtfully designed living space, this 3 bedroom, 3 1/2 bath beautifully maintained home blends timeless cottage-inspired architecture with spacious, comfortable living. A welcoming covered front porch, mature landscaping, plantation shutters, and quality finishes create an inviting atmosphere throughout. The impressive great room is the heart of the home, showcasing soaring cathedral ceilings, a cozy fireplace, and expansive windows with electronic shades overlooking the backyard and lake. The adjoining kitchen features custom cabinetry, quality appliances, generous workspace, and an open layout that flows seamlessly into the breakfast area with plantation shutters. A separate formal dining room provides the perfect setting for holidays and entertainingpleted in 2019, the stunning sunroom addition is one of the home's signature spaces. Surrounded by walls of windows, it offers panoramic views of the beautifully manicured lawn and the peaceful waters of Watts Bar Lake, making it the perfect place to enjoy your morning coffee or unwind at the end of the day. The spacious primary suite features a beautifully renovated spa-inspired bath completed in 2019 with an oversized tiled walk-in shower, freestanding soaking tub, separate vanities, tile flooring, and elegant finishes. Upstairs, you will find 2 guest bedrooms, a full bath and a large bonus room that offers flexible space for a home office, media room, playroom, or guests. The walk-out lower level expands the living space with a full second kitchen, recreation room, guest accommodations, abundant storage, and direct access to the backyard and lake--ideal for entertaining or multigenerational living. Outdoor living is where this property truly shines. The park-like grounds gently lead to the shoreline with one of the easiest, flattest walks to the water you'll find on Watts Bar Lake. The private dock features two covered boat slips, a floating personal watercraft dock, and a spacious lounging deck, creating the perfect place to boat, swim, fish, or simply relax by the water. In addition to the attached two-car garage, a detached three-bay garage/workshop, built in 2015, includes an additional half bath and expansive second-story storage, providing exceptional space for hobbies, boats, vehicles, or recreational equipment. Thoughtfully updated and meticulously maintained, the home also features a newer roof (2022), HVAC systems approximately three years old, a new water heater, and a Generac generator, offering comfort and peace of mind for years to come. From mornings in the sunroom to afternoons on the lake and evenings spent on the dock, 281 Cottage Drive offers the timeless waterfront lifestyle families dream about. Beautifully maintained, thoughtfully updated, and ideally situated on one of Watts Bar Lake's most desirable level waterfront lots, this is a rare opportunity to own a truly exceptional East Tennessee lake home.
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Listing Agent
Kristy Rucker
Wallace
Listing Agent: Kristy Rucker 865-378-8789. Broker: Wallace 865-584-4000 Listing Site. Copyright © 2026 East Tennessee Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Property Details
HOME DETAILS
3 Beds
4 Baths
3,861 Sqft
Built in 2001
0.630 Acres
WATER & VIEW
Watts Bar Lake
Lakeview
EXTERIOR
Garage, Open, RV
Siding: Vinyl Siding, Brick
Has Dock
INTERIOR
Has Fireplace
Electric (Heating), Propane (Heating), Central
FINANCIAL & COMMUNITY
$2,455 / yr property tax
Meigs County
See More Details
Location
Mortgage Calculator
About Watts Bar Lake
Looking for lakefront homes for sale on Watts Bar Lake? Find waterfront real estate here. Nearby cities include Rockwood, Kingston, Harriman, Ten Mile, Spring City, Oak Ridge, Kingston, Rockwood, Harriman, Ten Mile, Loudon, Oak Ridge, Ten Mile, Loudon, Lenoir City, Harriman, Spring City, Ten Mile, Decatur, Rockwood, Kingston, Harriman, Loudon, Loudon, Lenoir City, Spring City, Kingston and Ten Mile. Watts Bar Lake is located in Roane, Roane- 31, Meigs- 41, Loudon, Morgan- 35, Rhea, Meigs, , Loudon- 32, Rhea- 42, Knox- 1 and Mei counties. Discover the best lake front listings - properties, land, and acreage to build your dream lake house, cottage or cabin on. Search for a lake real estate agent who specializes in Watts Bar Lake property to help you buy or sell a home.
Boating
Swimming
Jet Skiing
Lake Depth : 37 Feet
Water Level : 740.84 Ft
Full Pool : 741.00 Ft
Ad Statistics
Ad Number
7881641
Viewed
57 times
Listing Status
Active
Added
Jul 07, 2026
Last Refresh
Jul 28, 2026 03:58:35 AM
Listing Information
Data Source
East Tennessee Realtors®
Source Property ID
1346939
All information provided is deemed reliable but is not guaranteed and should be independently verified.
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