Ad #5955211
MLS #L4951660
THIS HOME QUALIFIES FOR 100% FINANCING (No PMI and No Income
38 QUEEN OF WATERS ST, Lake Wales, Florida, 33898
$274,900
2Beds
2Baths
1,152Sqft
0.100Acres
About this property
THIS HOME QUALIFIES FOR 100% FINANCING (No PMI and No Income Restrictions with preferred lender). Enjoy lakefront living in the highly sought-after Saddlebag Lake Resort, a gated 55+ community where you own the land and enjoy resort-style amenities. This well-maintained 2-bedroom, 2-bath home offers beautiful waterfront views and a peaceful setting with a greenway on one side, providing added privacy. A spacious 24' x 10' screened porch overlooks the lake and offers the perfect space to relax and enjoy the view.
Inside, the home features an open-concept floor plan with a spacious kitchen and island, ideal for entertaining and everyday living. The home is partially furnished and includes a washer and dryer, making it move-in ready. The primary bedroom features a large closet and an ensuite bathroom with a double vanity and walk-in shower. The guest bedroom also offers a generous closet, and the guest bathroom includes a tub/shower combination.
This home has been meticulously maintained with major updates already completed, including a new roof in December 2022 and an HVAC system replaced in 2022. A large 24' x 24' carport was added in 2014, providing ample shade and coverage for vehicles. The landscaped yard is low maintenance, allowing you more time to enjoy the community and lake lifestyle. A ramp provides easy access to the home, and a fire hydrant located on the property offers added peace of mind. A large storage shed is included and is spacious enough for a golf cart.
Saddlebag Lake Resort is an active adult 55+ community known for its extensive amenities and vibrant lifestyle. Residents enjoy access to a heated pool, sauna, hot tub, shuffleboard courts, tennis and pickleball courts, horseshoe pits, and a clubhouse with a full kitchen and library. The community also features a dog park with a wash station, a golf practice range, RV and boat storage area, and a private boat launch. The lakefront beach house includes a kitchen and restrooms and provides a perfect setting for gatherings and events. Numerous social clubs and activities are available for residents, including fishing, golf, men's and women's clubs, a dog owners' club, horseshoes, and organized travel opportunities coordinated for the community.
This property offers the opportunity to enjoy affordable lakefront living with resort-style amenities in one of Central Florida's most desirable 55+ communities. Schedule your private showing today.
Property Features
2 Beds
2 Baths
1,152 Sqft
Built in 2008
0.100 Acres
Saddlebag Lake
On Waterfront
Carport, Driveway, Off Street
Siding: Frame, Vinyl Siding
Shingle Roof
Electric (Heating)
$712 / yr property tax
Polk County
$2,936 / yr HOA
SADDLEBAG LAKE Community
Additional Photos
Contact Information
Amanda Wright
RE/MAX Experts
863-802-5262
Location
Listing Agent: Amanda Wright (License #: 3385585) 863-802-5262
Broker: RE/MAX Experts 863-802-5262 Listing Site
Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: RE/MAX Experts 863-802-5262 Listing Site
Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
LakeHouse.com
Printed Jul 17, 2026
Photo Gallery
$274,900
2
Beds
2
Baths
1,152
Sqft
38 QUEEN OF WATERS ST, Lake Wales, Florida, 33898
By contacting this agent you agree to these Terms and Conditions.
MLS# L4951660
THIS HOME QUALIFIES FOR 100% FINANCING (No PMI and No Income
$274,900
38 QUEEN OF WATERS ST, Lake Wales, Florida, 33898
2
Beds
2
Baths
1,152
Sqft
0.100
Acres
$274,900
38 QUEEN OF WATERS ST, Lake Wales, Florida, 33898
2 Beds
2 Baths
1,152 Sqft
0.100 Acres
THIS HOME QUALIFIES FOR 100% FINANCING (No PMI and No Income Restrictions with preferred lender). Enjoy lakefront living in the highly sought-after Saddlebag Lake Resort, a gated 55+ community where you own the land and enjoy resort-style amenities. This well-maintained 2-bedroom, 2-bath home offers beautiful waterfront views and a peaceful setting with a greenway on one side, providing added privacy. A spacious 24' x 10' screened porch overlooks the lake and offers the perfect space to relax and enjoy the view.
Inside, the home features an open-concept floor plan with a spacious kitchen and island, ideal for entertaining and everyday living. The home is partially furnished and includes a washer and dryer, making it move-in ready. The primary bedroom features a large closet and an ensuite bathroom with a double vanity and walk-in shower. The guest bedroom also offers a generous closet, and the guest bathroom includes a tub/shower combination.
This home has been meticulously maintained with major updates already completed, including a new roof in December 2022 and an HVAC system replaced in 2022. A large 24' x 24' carport was added in 2014, providing ample shade and coverage for vehicles. The landscaped yard is low maintenance, allowing you more time to enjoy the community and lake lifestyle. A ramp provides easy access to the home, and a fire hydrant located on the property offers added peace of mind. A large storage shed is included and is spacious enough for a golf cart.
Saddlebag Lake Resort is an active adult 55+ community known for its extensive amenities and vibrant lifestyle. Residents enjoy access to a heated pool, sauna, hot tub, shuffleboard courts, tennis and pickleball courts, horseshoe pits, and a clubhouse with a full kitchen and library. The community also features a dog park with a wash station, a golf practice range, RV and boat storage area, and a private boat launch. The lakefront beach house includes a kitchen and restrooms and provides a perfect setting for gatherings and events. Numerous social clubs and activities are available for residents, including fishing, golf, men's and women's clubs, a dog owners' club, horseshoes, and organized travel opportunities coordinated for the community.
This property offers the opportunity to enjoy affordable lakefront living with resort-style amenities in one of Central Florida's most desirable 55+ communities. Schedule your private showing today.
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Property Details
HOME DETAILS
2 Beds
2 Baths
1,152 Sqft
Built in 2008
0.100 Acres
WATER & VIEW
Saddlebag Lake
On Waterfront
EXTERIOR
Carport, Driveway, Off Street
Siding: Frame, Vinyl Siding
Shingle Roof
INTERIOR
Electric (Heating)
FINANCIAL & COMMUNITY
$712 / yr property tax
Polk County
$2,936 / yr HOA
SADDLEBAG LAKE Community
See More Details
Location
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About Saddlebag Lake
Looking for lakefront homes on Saddlebag Lake? Find lake estate for sale here. Located in Polk County, Florida. Discover the best lake front listings - properties, land, and acreage to build your dream lake house, cottage or cabin on. Search for an agent who specializes in lake property to help you buy or sell a home.
Ad Statistics
Ad Number
5955211
Viewed
536 times
Listing Status
Active
Added
Mar 25, 2025
Last Refresh
Jul 17, 2026 05:00:09 AM
Listing Information
Data Source
Stellar MLS
Source Property ID
L4951660
Listing Agent: Amanda Wright (License #: 3385585) 863-802-5262
Broker: RE/MAX Experts 863-802-5262 Listing Site
Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: RE/MAX Experts 863-802-5262 Listing Site
Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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