Ad #7404235
MLS #2156690
OPEN HOUSE on Sat-July 25th from 12pm to 2pm! Super RARE
4296 BANKS Rd, Middleburg, Florida, 32068
$495,000
3Beds
2Baths
1,160Sqft
1.110Acres
About this property
OPEN HOUSE on Sat-July 25th from 12pm to 2pm! Super RARE OPPORTUNITY to own this secluded WATERFRONT OASIS along BLACK CREEK in Middleburg! Nestled on 1.11 acres with an impressive 365 feet of direct water frontage, this property offers extreme privacy in a serene nature setting that is truly a peaceful escape. The elevated main living space is located entirely upstairs, perfectly framing stunning nature views from every direction. Inside, you will find a bright, open floor plan that connects the main living areas, which feature durable luxury vinyl plank flooring and carpet in the bedrooms. This level hosts 3 bedrooms and 2 full bathrooms, including a primary suite complete with a private bath, walk-in shower, walk-in closet, and French doors leading to spacious, covered porch that overlooks Black Creek, providing the perfect vantage point for morning coffee or evening relaxation. The ground level opens up to a massive recreational hub heated and cooled by the upstairs thermostat. This completely open space offers endless room to entertain and features a convenient second kitchen, a half bathroom, a laundry room, dedicated storage spaces, and a pool table that stays with the home. From here, you can step directly onto a large 730 SF concrete patio to enjoy the outdoors. For water enthusiasts, you can head straight down to the private dock to cast a line, launch your vessel into Black Creek, or simply take in the serene views. As aerial photos demonstrate, most of the expansive lot has already been cleared, offering plenty of room for animals, a garden, or even building a second dwelling. Hobbyists and mechanics will fall in love with the massive 1,150 SF two-car garage, which includes a generous workspace outfitted with custom cabinetry for all your tools. This unique estate is sure to bring its next owner endless peace and joy, so schedule your private tour today before it is gone! Roof 2023-HVAC 2023-Water Heater 2024
Property Features
3 Beds
2 Baths
1,160 Sqft
Built in 1996
1.110 Acres
2 Stories
(private lake, pond, coastal)
View Type: Water
On Waterfront
Garage
Shingle Roof
Central
$4,160 / yr property tax
Clay County
**verifying Subd** Community
Additional Photos
Contact Information
MICHELLE SHERRILL
Florida Homes Realty and Mortgage
904-234-9696
Location
LakeHouse.com
Printed Jul 27, 2026
Photo Gallery
$495,000
3
Beds
2
Baths
1,160
Sqft
4296 BANKS Rd, Middleburg, Florida, 32068
By contacting this agent you agree to these Terms and Conditions.
MLS# 2156690
OPEN HOUSE on Sat-July 25th from 12pm to 2pm! Super RARE
$495,000
4296 BANKS Rd, Middleburg, Florida, 32068
3
Beds
2
Baths
1,160
Sqft
1.110
Acres
$495,000
4296 BANKS Rd, Middleburg, Florida, 32068
3 Beds
2 Baths
1,160 Sqft
1.110 Acres
OPEN HOUSE on Sat-July 25th from 12pm to 2pm! Super RARE OPPORTUNITY to own this secluded WATERFRONT OASIS along BLACK CREEK in Middleburg! Nestled on 1.11 acres with an impressive 365 feet of direct water frontage, this property offers extreme privacy in a serene nature setting that is truly a peaceful escape. The elevated main living space is located entirely upstairs, perfectly framing stunning nature views from every direction. Inside, you will find a bright, open floor plan that connects the main living areas, which feature durable luxury vinyl plank flooring and carpet in the bedrooms. This level hosts 3 bedrooms and 2 full bathrooms, including a primary suite complete with a private bath, walk-in shower, walk-in closet, and French doors leading to spacious, covered porch that overlooks Black Creek, providing the perfect vantage point for morning coffee or evening relaxation. The ground level opens up to a massive recreational hub heated and cooled by the upstairs thermostat. This completely open space offers endless room to entertain and features a convenient second kitchen, a half bathroom, a laundry room, dedicated storage spaces, and a pool table that stays with the home. From here, you can step directly onto a large 730 SF concrete patio to enjoy the outdoors. For water enthusiasts, you can head straight down to the private dock to cast a line, launch your vessel into Black Creek, or simply take in the serene views. As aerial photos demonstrate, most of the expansive lot has already been cleared, offering plenty of room for animals, a garden, or even building a second dwelling. Hobbyists and mechanics will fall in love with the massive 1,150 SF two-car garage, which includes a generous workspace outfitted with custom cabinetry for all your tools. This unique estate is sure to bring its next owner endless peace and joy, so schedule your private tour today before it is gone! Roof 2023-HVAC 2023-Water Heater 2024
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Listing Agent
MICHELLE SHERRILL
Florida Homes Realty and Mortgage
Listing Agent: MICHELLE SHERRILL 904-234-9696. Broker: Florida Homes Realty and Mortgage 904-363-8395 Listing Site. Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Property Details
HOME DETAILS
3 Beds
2 Baths
1,160 Sqft
Built in 1996
1.110 Acres
2 Stories
WATER & VIEW
(private lake, pond, coastal)
View Type: Water
On Waterfront
EXTERIOR
Garage
Shingle Roof
INTERIOR
Central
FINANCIAL & COMMUNITY
$4,160 / yr property tax
Clay County
**verifying Subd** Community
See More Details
Location
Mortgage Calculator
Ad Statistics
Ad Number
7404235
Viewed
12 times
Listing Status
Active
Added
Jul 23, 2026
Last Refresh
Jul 27, 2026 07:14:09 AM
Listing Information
Data Source
RealMLS
Source Property ID
2156690
All information provided is deemed reliable but is not guaranteed and should be independently verified.
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